Life Insurance
For a policy that offers guaranteed
rates, cash value and life insurance protection that does
not decrease, choose one of our traditional Whole Life
insurance policies. From our Whole Life policy that pays
you dividends to the Joint Whole Life that covers two
people under one policy, we’re sure you will find a policy
to fit your individual needs.
Traditional Whole Life
- Whole Life to 100 Par (Form 00430 5/88)* (NC & SC Only)
- Life Paid Up at 95 (Form 00050 4/84)* (NC & SC Only)
- Joint Whole Life (Form 00525 7/93 JFLTD)*
- Whole Life – Memorial Fund (Form 00800 1/88 Generic)*
- Single Premium Whole Life (Form 00920 10/88)* (NC & SC Only)
Valuable Features:
- Discounts for non-smokers on all policies except the
Memorial Fund policy
- Issue ages to age 70, age 84 Memorial Fund
Optional
Riders (not available on all policies)1:
- Waiver of Premium for Disability
- Accidental Death and Dismemberment
- Spouse and Children Term
Exclusions and Limitations:
00050 4/84
Suicide - If an Insured, whether
sane or insane, dies by Suicide within two years of
the Date of Policy, Kanawha's liability for Death Proceeds
is limited to the Premiums paid, less any policy loans.
00430 5/88, 00800 1/88
Suicide Exclusion - If the Insured,
whether sane or insane, dies by Suicide within two years
of the Date of Policy, the liability of Kanawha for
Death Proceeds is limited to the premiums paid. If this
Policy lapses and is reinstated, this provision will
begin from the Date of Reinstatement.
00525 7/93 JLFTD
Suicide Exclusion - If
either of the Insureds, whether sane or insane, dies
by Suicide or self-inflicted Injury within two years
of the Date of Policy, the liability of Kanawha for
Death Proceeds is limited to the Premiums paid.
00920 10/88
Suicide Exclusion - If the Insured,
whether sane or insane, dies by Suicide within two years
of the Date of Policy, the liability of Kanawha for
Death Proceeds is limited to the premium paid.
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